Workplace Injury Laws for Independent Contractors or Freelancers

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While being one’s own boss can be fulfilling, too often, freelancers are not considered for workers’ compensation benefits. Do Lancaster statutes consider independent contractors or freelancers for workplace injury compensation?

What are the legal options as a freelancer? What are the rights of a freelancer? What if an injury wasn’t your fault, but your employer’s? Read on. If anything seems unclear, feel free to leave comments or discuss your concerns with the best workers comp attorneys in Lancaster, PA.

Here’s an overview of workplace injury provision for independent contractors or freelancers.

First, Protect Yourself

After a severe accident, immediate medical assistance is the next most logical step. But this involves money. Regardless of who’s at fault, typically, it can take many months, or even years, to get workers’ compensation. Since you’d be paying for your bills out-of-pocket, that’s a substantial financial burden.

Typically, freelancers and independent contractors are ineligible for workers’ compensation. Besides, employers have no legal obligation to secure coverage for freelancers. Proceeding with your personal health insurance is your best bet. This way, your medical bills won’t come out-of-pocket but entirely covered by your insurance company.

Your existing health insurance may not cover work-related injuries and illnesses. With a workers’ comp insurance specifically for an independent contractor, your insurance company caters to medical bills related to on-the-job injuries and lost wages during your time off.

Involve the Company

If you are a temporary employee at a company, you may be entitled to personal injury protection and likely workers’ benefits.

For example, a worker retires unofficially. The company may seek to retain them for their wealth of knowledge and skillsets. If so, they may still get workers benefits even as an official freelancer.

Freelancers may want to discuss with their hirers to find out if they are captured in the company’s workers’ benefits policies.

Work with Reputable Companies

If the company you render your services to has a bad name, you may have some worries. Remember, they ‘earned’ the bad reputation for a reason. While their pay may seem lucrative, if your guts go against them, follow your heart.

Do a thorough research and check out their offers for a well-informed decision. If already stuck with a terrible employer in Lancaster, discuss with the best workers compensation attorneys in Lancaster PA to work out a suitable legal strategy to bail you out.

Consult You Workers’ Compensation Attorney

Are you a freelancer wondering your prospects for compensation after an on-the-job mishap? Don’t settle for anything less than the best workers comp lawyers in Lancaster, PA to handle your concerns.

Beware of the bunch of fakes flooding the internet, and the boatload of ill-equipped lawyers parading as experts. Georgelis Injury Law Firm has all the experience and professionalism to handle workers’ compensation and personal injury.

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