When Workers' Compensation Covers Auto Accidents

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Employers owe workers a safe workplace. If an employee sustains an injures, the hirer —often, through an insurance company— pays due compensations.

But what if an employee suffers injury from an auto accident during a work-related trip away from the workplace?

Workers Compensation for Auto Accidents

To be considered an auto accident victim for workers' compensation, the accident must have happened during "company time." This means it must have occurred while on a company assignment. If, for instance, a company driver got injured while driving a company vehicle, it'd be assumed the accident happened while at his typical job routine.

Workers' compensation system recognizes the following accidents:

· Driving between two work locations.

· Running work-related errands — such as making company deliveries

· Driving another worker on company assignment

· Paid travel duration from home to work site.

While some exceptions apply, these are the first considerations to determine workers' compensation after an auto accident.

If an accident occurs away from your typical company-recognized delivery route, or en route a personal destination, you may not qualify for any workers' compensation benefit. However, you may want to discuss with top workers compensation lawyers in Lancaster, PA, to find out your options.

When A Worker Is at Fault

Typically, workers' compensation covers lost wages and medical expenses associated with work-related injuries. Interestingly, it doesn't matter the party at fault.

Liability for Third-Party Driver's Damages

Often, auto accidents involve at least two vehicles. Thankfully, employers' workers' compensation insurance policy takes care of their employee's physical injuries, while their liability insurance handles vehicle damage – assuming you were using a personal car –and damage to other vehicles, damaged properties, and injured occupants of other vehicles (s).

Employee Sued for Personal Injury in an Auto Accident.

Employers may not be liable in an on-the-job injury if:

· The injured committed a crime

· The victim is guilty of DUI

In these cases, your employer may deny you both your workers' compensation and even liability coverage for the third party's damage.

Secure Workers' Compensation for On-the-job Auto Accident

If you got involved in an auto crash in the line of duty, making workers' compensation claim is no walk in the park. While workers are legally entitled to several juicy benefits after a workplace injury, many times, they do not receive their due compensations.

If you're confused about how to secure workers' compensation after a work-related accident, no worries. Georgelis Law Firm boasts a team of top workers comp lawyers in Lancaster, PA. We not only offer free consultation on how the best legal action to take, our experienced experts lead you through the process until you get all your benefits.

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